This policy governs how we handle information from visitors and registered users of JoyInVerse.com

What is “Personally Identifiable Information”?

Personally Identifiable Information refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.

What Personally Identifiable Information is collected?

We may collect basic user profile information from our visitors. We collect the following additional information from our registered users: names, addresses, phone numbers and email addresses.

What organizations are collecting the information?

In addition to our direct collection of information, our third party service vendors (such as credit card companies, payment gateways, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our visitors and users. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from visitors and users. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.  All financial information is handled via encrypted services.  No financial information is stored on our servers.  Be aware that the vendors and advertisers we work with may store your personal and financial information.  Please refer to their Privacy Policies for more information.

How does the Site use Personally Identifiable Information?

We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email visitors and users about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact visitors and users in response to specific inquiries, or to provide requested information.

With whom may the information may be shared?

Personally Identifiable Information about users is not shared with other entitiesunless you place an order for their goods or services.

We do not rent, share, or sell your information to anyone, for any reason.

We may share aggregated information about our visitors, including the demographics of our visitors and users, with our affiliated agencies and third party vendors. We also offer the opportunity to “opt out” of receiving information or being contacted by us or by any agency acting on our behalf.

How is Personally Identifiable Information stored?

Personally Identifiable Information collected by JoyInVerse.com is securely stored and is not accessible to third parties or employees of JoyInVerse.com except for use as indicated above.

What choices are available to visitors regarding collection, use and distribution of the information?

Visitors and users may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at joy@JoyInVerse.com.

Are Cookies Used on the Site?

This site uses cookies to record your preferences and track your interests.  We may also use cookies to help protect users by enhancing secure transactions or logging users off after extended idle periods.

How does JoyInVerse.com use login information?

JoyInVerse.com uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user’s movement and use, and gather broad demographic information.

What partners or service providers have access to Personally Identifiable Information from visitors and/or users on the Site?

JoyInVerse.com has entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating users for service eligibility or when the user purchases their products or services.  Our privacy policy does not cover their collection or use of this information.

Disclosure of Personally Identifiable Information to comply with law.

We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our visitors and users.

How does the Site keep Personally Identifiable Information secure?

All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our visitors and users is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. Sensitive information, such as credit card numbers or social security numbers are NOT stored on our servers. This information and all financial transactions are handled by secure third-party organizations such as credit card companies, payment gateways like Authorize.net, Paypal, eBay, or Google Checkout.  These organizations use encrypted protocols that ensure the information is protected. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to visitors or users for any such occurrences.

How can visitors correct any inaccuracies in Personally Identifiable Information?

Visitors and users may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at JoyInVerse.com.

Can a visitor delete or deactivate Personally Identifiable Information collected by the Site?

We provide visitors and users with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting joy@JoyInVerse.com. However, because of backups and records of deletions, it may be impossible to delete a visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.

Our Commitment to Children’s Privacy

Protecting children’s privacy is especially important to us. It is our policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore we restrict our Web site to persons eighteen years or older.

YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON.

DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT (COPPA) AND IS NOT MONITORED AS DOING SO.

What happens if the Privacy Policy Changes? We will let our visitors and users know about changes to our privacy policy by posting such changes on the Site.

Links

This web site contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.

(last update: July 3, 2015)